Small-Business Contract Resources
Guides, glossary, clause library, and free tools for understanding costs, personal exposure, red flags, and negotiation terms across small-business contracts.
Not legal advice. For informational purposes only.
State Lease Guides (US)
State-by-state tenant checklists, cost drivers, and negotiation tips.
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Personal Guaranty & SBA Guides
Borrower-focused guaranty red flags, SBA owner-guarantee issues, and state enforceability guides.
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Province & Territory Guides (Canada)
Canada-specific lease risks, taxes, and practical negotiation guidance.
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International Lease Guides
UK, Australia, NZ, Ireland, South Africa, Singapore, Hong Kong — jurisdiction-specific commercial lease terminology and tenant negotiation tips.
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Contract Glossary (150 terms)
Plain-English definitions across small-business contracts: leases, guaranties, SBA, FDD, MSA, MCA, equipment, employment, LLC, M&A, construction, insurance.
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Clause Library (50+ clauses)
Why each clause matters, the red flags, and what to negotiate — across lease, guaranty, SBA, FDD, MSA, equipment, M&A, LLC, construction, and MCA contracts.
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How BizLeaseCheck Works
Methodology, what the report includes, and what it can’t do.
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AI Review vs. Attorney Review
When to use AI lease analysis, when to call an attorney, and the hybrid workflow that costs less than either alone.
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LegalZoom vs. BizLeaseCheck
LegalZoom’s template + attorney-access Legal Plan compared to dedicated AI commercial lease analysis. Cost, scope, turnaround.
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Rocket Lawyer vs. BizLeaseCheck
Rocket Lawyer’s template-and-attorney marketplace compared to AI commercial lease analysis. When to use each — and when to combine both.
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DIY Lease Review vs. BizLeaseCheck
Reading the lease yourself with Google and ChatGPT vs. AI lease analysis. Cost, coverage, time, and accuracy compared.
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Personal Guaranty: AI vs. Attorney
When to use a business attorney for a personal guaranty, when AI review is enough, and the hybrid workflow that protects your personal assets for less.
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SBA Loan: AI vs. Attorney
SBA 7(a)/504 loan-package review: independent AI analysis vs. an SBA loan attorney. Form 148 guarantee, collateral, occupancy, and prepayment traps.
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MCA & Business Loan: AI vs. Attorney
Merchant cash advances, business loans, and promissory notes: AI review vs. a business-debt attorney. Factor rates, confession of judgment, daily ACH.
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Equipment Finance: AI vs. Attorney
Equipment lease and finance agreements: AI review vs. a business attorney. Hell-or-high-water, $1 vs. FMV buyout, and evergreen auto-renewal traps.
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Franchise FDD: AI vs. Franchise Attorney
Franchise Disclosure Document review: AI analysis vs. a franchise attorney. Item 19 earnings claims, territory, renewal, and post-term non-compete.
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Business Purchase (APA): AI vs. M&A Attorney
Asset/business purchase agreements: AI pre-screen vs. an M&A attorney. Working-capital adjustment, earn-outs, indemnity caps, and reps survival.
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Commercial Purchase (PSA): AI vs. Real Estate Attorney
Commercial real-estate purchase agreements: AI review vs. a real estate attorney. Due-diligence period, contingencies, title objections, AS-IS waivers.
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Vendor & SaaS (MSA): AI vs. Attorney
Master service agreements reviewed from your side: AI analysis vs. a contract attorney. Liability caps, indemnity, IP/data, auto-renewal, SLAs.
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Employment & Non-Compete: AI vs. Attorney
Offers, employment agreements, and non-competes: AI review vs. an employment attorney. Enforceability by state, vesting, severance, IP assignment.
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LLC Operating Agreement: AI vs. Attorney
Operating agreements: AI review vs. a business attorney. Drag-along, capital-call dilution, distribution waterfall, buy-sell, and voting thresholds.
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Construction Contract: AI vs. Attorney
Construction contracts and subcontracts: AI review vs. a construction attorney. Pay-if-paid, retainage, change orders, lien rights, delay damages.
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Commercial Insurance: AI vs. Broker
Your commercial policy gets an independent second read: AI review vs. a commission-paid broker. Exclusions, sublimits, BI waiting period, claims-made.
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Assumed Lease: AI vs. Attorney
Assuming a lease when you buy a business: AI due-diligence vs. deal counsel. Landlord consent, estoppel/SNDA, holdover, remaining options, escalators.
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Residential Lease: AI vs. Tenant Attorney
Renters: AI lease review vs. a tenant attorney. Security deposit, late fees, auto-renewal, habitability, landlord entry, and one-sided clauses.
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LLC Operating Agreement: LegalZoom vs. AI
LegalZoom forms the LLC and gives a generic operating-agreement template; BizLeaseCheck reviews the specific agreement you were handed.
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LLC Operating Agreement: Rocket Lawyer vs. AI
Rocket Lawyer’s template + attorney marketplace vs. an AI clause-level read of your operating agreement (drag-along, dilution, buy-sell, voting).
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Employment Agreement: LegalZoom vs. AI
LegalZoom creates offer letters, NDAs, and employment templates; BizLeaseCheck reviews the agreement you were handed (employee or employer side).
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Employment Agreement: Rocket Lawyer vs. AI
Rocket Lawyer’s templates + attorney access vs. an AI read of non-compete, vesting, severance, and IP-assignment terms in your offer.
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Vendor / MSA: LegalZoom vs. AI
LegalZoom helps you draft a service agreement; BizLeaseCheck reviews the MSA a vendor handed you — liability caps, indemnity, IP/data, auto-renewal.
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Vendor / MSA: Rocket Lawyer vs. AI
Rocket Lawyer’s contract templates + attorney marketplace vs. an AI clause-level read of the vendor/SaaS MSA in front of you.
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Blog & Guides
Deep dives on hidden clauses, negotiation tactics, and per-vertical risks across the 15 supported document types.
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Free tools
Use these tools to estimate true occupancy cost and compare options (best-effort estimates).
NNN calculatorRent escalation calculatorPercentage rent calculatorLease buyout calculatorConstruction retainage calculatorCoinsurance penalty calculatorFranchise royalty & fee calculatorCap rate & NOI calculatorEquipment buyout calculator ($1 vs FMV)Equity vesting calculatorMCA & factor-rate calculatorSBA loan payment calculatorPersonal guaranty exposure calculatorScenario simulatorCompare reportsSample reports (15 types)